888-DEBT-188 or 888-332-8188

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    • Home
    • Select My State
      • Utah
      • Colorado
      • Pennsylvania
      • New Jersey
      • Maryland
      • New York
    • Learn
      • Chapter 7
      • Chapter 13
      • Exempt Property
      • Automatic Stay
      • Qualifying for Chapter 7
      • Nondischargeable Debt
      • Privacy Policy
    • Zero Down
    • Attorneys
    • Client Intake Form

888-DEBT-188 or 888-332-8188


  • Home
  • Select My State
  • Learn
  • Zero Down
  • Attorneys
  • Client Intake Form

$0 Down Chapter 13 & Low Money Down Chapter 7

How Does it Work in Chapter 7?

  • You pay only $400 up front and pay the remainder of the attorney fee after filing.
  • You will make 4 monthly payments after filing.
  • Your court filing fee must be paid up front, which is $338.

How Does it Work in Chapter 13?

  • You may qualify to pay nothing and we will file your case right away.  
  • Your payment plan to the Trustee will take care of your attorney fees after you file.  
  • Your court filing fee must be paid up front, which is $313.

Do I Qualify?

  • Are you Employed - Full or Part Time?
  • Do you earn at least $2,000 gross per month including unemployment compensation?
  • If you don’t have the income, a third party can help you qualify.
  • Can you Pass the Means Test?  We will conduct this test during your first call.

Call Us To Get Started - 888-DEBT-188 or 888-328-8188

We can get everything started over the phone.  You can have a filed bankruptcy case today.

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